Chicago, IL – Recently, the current state of health care in the United States are causing couples to think twice about divorcing.
According to Time, the health care industry is causing many people to rethink going their separate ways. The president of Divorce and Money Matters, Lili A. Vasileff, revealed that she knows two couples who have decided to postpone filing for divorce solely because they are in their mid-50s with pre-existing conditions.
Essentially, until the government offers up more of a stable health care plan, numerous couples are cooling it with any plans to move forward with a divorce in the Chicago area. On the other hand, some are simply finalizing divorce papers, but having their divorce attorneys hold off on sending them to the courts to have them processed.
Time further reports that postponing a divorce in lieu of tumultuous health care conditions is nothing new; just only a decade ago, it was completely normal for couples to opt for a legal separation instead of a full-fledged divorce in order to keep their health care coverage.
It’s no secret that for the past few months Republican leaders have been working tirelessly to repeal and replace the current Affordable Care Act (ACA). When the law originally came into play in 2014, it lessened the pain for those who were going through a divorce and losing their health care as a result. Essentially, it promised health care to everyone on the individual market, no matter what their current health status was. It also forbade insurers from charging a higher rate to those people who had pre-existing conditions.
Considering that the United States is one of the only developed countries that ties coverage to marriage, it’s no surprise that the answer to the question of whether or not you will lose your health care has been a deciding factor in many people’s decisions to move forward with divorce attorneys in Chicago.
After all, Time shares that about 115,000 women lose their private health insurance every year after a divorce. They also reveal that couples who have a spouse that is in the middle of chemotherapy tend to stick together in an effort to ensure treatment is not stopped as a result of their divorce.
However, if the Better Care Reconciliation Act, aka the Senate’s replacement bill, is put into effect, then this would most certainly mean far less people would be filing for divorce in not only Chicago, but throughout the rest of the country.
One draft includes an amendment that would allow insurers to completely disregard ACA patient protections. While they would still have to offer a plan that was ACA-compliant, it would no doubt cause premiums for these types of plans to sky rocket.
The proposed changes to the Senate’s replacement bill would also mean that states would have the option to pick and choose between the list of benefits that insurers must cover. Ultimately, policies that covered services deemed unnecessary would become extremely expensive.
If you have been thinking about filing for divorce, don’t let the current state of the health care system deter you. USAttorneys.com has plenty of divorce lawyers who will help you figure out how much the cost of health insurance will be, and then be able to add that to the total spousal support cost.
You can now rest assured knowing you can safely move forward with getting a divorce without fear of losing your health care. Contact us today, and one of our divorce attorneys in Chicago will reach out to you.